ARTICLES!
QUICK PROPERTY BUYERS?
- What Is The Best Way To Sell My Property?
- How to sell your house quickly?
- How can I tell if a cash buyer is trustworthy?
- What will a property buyer offer for my home?
- Different ways of selling your home quickly
- Houses bought for cash: does this really happen?
- How much will it cost to sell my home?
- Quick house sales and where to get them
- Sell my house fast: here are a few options
- Will anyone buy my home?
ESTATE AGENTS?
- Recommended Estate Agents
- 10 things you must know about Estate Agents
- Shall I choose the cheapest Estate Agent?
- Do I need a Rightmove Estate Agent?
- Can I trust an Estate Agent's valuation of my property?
- Are there any good online Estate Agents?
- Choosing an asking price that draws in buyers
- Do I need an EPC to sell my property?
- Does my Estate Agent need to advertise my property for sale in the local newspapers?
- Do I need to use a local Estate Agent to sell my house?
- Finding the best Estate Agent
- How do I choose the best Estate agent to sell my home?
- Shall I sell my home privately or sell using an Estate Agent?
PROPERTY VALUATION?
- Free online house valuation
- Can I trust an Estate Agent's valuation of my property?
- How to add value to your home
- How to value your property
- How you can use house price data to accurately value your home
CONVEYANCING?
- What is property conveyancing?
- Property conveyancing process for a house seller
- Property conveyancing process for a house buyer
- What about DIY conveyancing?
- How do I go about choosing the best conveyancer?
- Property conveyancing glossary: A guide to the commonly used terms in conveyancing
HOUSE REPOSSESSION
- Repossession process explained
- Ways to stop a repossession
- Where you can get help if you're facing repossession
- Mortgage Rescue Scheme
Where You Can Get Help If You're Facing Repossession
Where You Can Get Help If You're Facing Repossession
If you are facing the prospect of repossession then you are probably quite scared. You may well feel as if there is no help out there, that you are completely on your own and in itself that is a scary feeling, without the prospect of losing your home. But rest assured, help is out there; you just need to know where to find it.
CAB
You may not have thought of going to your local Citizen’s Advice Bureau to ask them for help; but they will be able to give you advice and also help you to look at your financial situation in detail and then come up with a plan, or a rescue package if you like. This will detail just how much you can afford to repay and outline the timescale involved. The CAB will usually contact the people to whom you owe money and help you to sort out a schedule for paying back the monies that you owe.
Free Debt Advice
Lots of debt companies are able to offer you free debt advice. They do so with the hope that you may use their services, but you are under no obligation to do so. They will offer you advice about issues that you may wish to consider, such as debt consolidation or an IVA, where you make an agreement with your creditors, to ensure that you can pay some money back, but they will write off some of the money that you owe. If your debts include mortgage arrears, which has led to you facing repossession, then consolidating your debts or entering into an IVA will possibly help you stave off the repossession.
Local Councils
Local councils are responsible for the Government’s Mortgage Rescue Scheme and this scheme can really help you stop a repossession, but you do need to have someone in your household who has a ‘priority need’ which means that you need someone who is either a child, disabled or elderly. However it is worth talking to your local council to see if you qualify for help under the Mortgage Rescue Scheme.
Quick Sale Companies
There are companies out there who will buy your home very quickly. This means that your home is not repossessed, but it is sold, usually for slightly less than you may have hoped for, but it is sold and because you realise the sale, you can then pay off your mortgage or a good deal of your mortgage. You can then move on and either buy somewhere smaller or for a lower price, or you can rent, to ensure that you don’t incur any more problems in terms of your mortgage.
There IS Help Out There
The moral of the tale is that there is help out there and you should not feel isolated and alone. You have to ask for help, but once you have asked for it you will find that there are lots of agencies to help. So don’t suffer in silence; get help today and stop that repossession!
